Showing posts with label shopping. Show all posts
Showing posts with label shopping. Show all posts

5.28.2013

For the couponers...

I mentioned in my last update post that I was getting back into couponing...  I haven't decided if I will stick with it or call it quits for good, but for now I am pressing on.  Trips like my most recent one to Target definitely make it hard to quit.  These are pictures from a short trip for some easy bargains.  This trip didn't require too much planning.

I used a lot of Target store coupons available on Target's website...most, if not all, of the Target store coupons state "limit one per transaction," even though you can print two per computer. Several months ago when I was shopping and using some of these coupons, I had separated my items into separate transactions to account for this.  The cashier said that it was no problem for her to ring them all on one transaction and still use all of my coupons.  I went into this trip thinking that was this particular store's policy, only to discover (from a very impatient cashier) that it apparently is a cashier's choice as to whether or not they will accept it. For this trip, it only affected my deal for the dog treats, so it wasn't a big deal to just separate everything into two transactions, and the dog treats were still a good deal.  



When I first started couponing in 2008-2009, it was easy to get free stuff ALL the time...it wasn't always the healthiest, though.  Now, I'm finding that the freebies are rare, and even rarer are the healthy and nutritious freebies, so my personal goal is just to find a price that is cheaper that I would pay at Aldi, Walmart, or Costco, and for the whole trip, I like to see my total savings amount higher than my total = I saved more than I spent.

The (hopefully) brief breakdown on this transaction is as follows:

Bananas - $0.24 EACH...I thought I still had a valid mobile coupon for $1.00/1.00 or more, but I didn't and we needed some bananas, so I paid more for them than I would at Aldi but my last bunch from Aldi never turned yellow..................

Vans Waffles - $0.99 after a manufacturer's coupon

Fruttare Bars - $1.49 after a target and manufacturer's coupon stack  (these are really yummy!!)

handsoap - $0.39 after a target coupon

paper towel - $0.49 after a target coupon

hydrogen peroxide - $0.02 after a target coupon 

baby shampoo - $0.49 each after a target coupon


And then my second transaction:



For the details...I will not list items that are already listed in the previous transaction...

All detergent (10 pacs) - $0.99 ea after manufacturer's coupons

Dog treats - $0.82 each after a Target and manufacturer's coupon stack

Hair detangler - $0.32 ea after a Target coupon



SO -- $32.62 worth of items for $12.87...  

11.29.2012

Birthday freebies...

My birthday was earlier this week, and as adult birthdays are prone to be, it was not terribly over-the-top exciting.  It was mostly just an average day, but I did manage to do a few out-of-the-ordinary and fun things.  It is amazing how many companies out there offer freebies for birthdays in exchange for your e-mail address and/or mailing address.  I've read of people who sign up for all of these offers and list their birthday as a different month on each one so that they freebies are spread throughout the year...I understand WHY they do it, but still seems dishonest to me.  Most of the coupons that I received were good for about a week, so I could spread them out, although some of them require you to show ID and are only good on your actual birthdate.  Colin over at Hip2Save (my fave coupon blogger!) posted a very extensive list back in 2010 of companies that offer birthday freebies.  Check it out when you have a few hours, or just browse and enter in for a couple of them.

Some of the ones that I enjoyed this week were...


BOGO Blizzards for my husband and me...mine was the Candy Cane, and his was the Mint Brownie...


My first Firehouse Sub....


Extra Care Bucks at CVS....I used mine for 2 new bottles of nail polish....

And finally, one of my favorites...free dinner...









6.14.2012

Grocery Budgets....revealed!


Hear ye, hear ye – the results are in!  Once again, I have posed a potentially taboo question on facebook, only to be pleasantly surprised at the feedback I received.  After several shopping trips of going over my grocery budget, I started wondering if it was time to increase my allotted amount.  I have not been a faithful couponer as of late, and we have depleted most of our stockpile (except for body wash….my husband will be clean for years.  YEARS.).  


A “lazy” shopping trip for me (meaning one where I’m not using coupons) involves going to Walmart for the things Aldi doesn’t carry, Costco for the things that are cheaper there than at Aldi, and Aldi for the bulk of my shopping.  A “mega-shopping trip” involves all 3 of the stores mentioned, in addition to any or ALL of the following: Bi-Lo, Publix, Target, CVS (using coupons at each store).  So, it is not uncommon for us to make 5-7 stops and YES, it takes ALL day, and my (almost) 3 year old is a trooper on these days!   Lately, I’ve been going the lazy route…and I think that’s what was going on with my budget…that and the fact that the afore mentioned 3 year old is eating a lot more (and loves healthy, fresh food) than she was 3 years ago when the current amount was decided upon.  Ahem. 

So, naturally, I posted on facebook to see if any of my friends were interested in sharing their budgets with me.  This was potentially risky, because discussing this sort of thing tends to breed discontentment and dissatisfaction and comparisons,  and just generally ugly reactions, but I’m thankful that immediately after posting the question, I turned over my daily calendar page to read this verse:

“Do not set your heart on what you will eat or drink; do not worry about it.  For the pagan world runs after such things, and your Father knows that you need them.  But seek His kingdom, and these things will be given to you as well.”  Luke 12: 29-31

Okay, God….thank you for the reminder.  But…it has been continual – everytime I have been tempted to be discontent, He has been faithful to remind me of what His Word says about His faithful provision for me and my family.  This has come in a multitude of ways – through conversations with other friends who are struggling to feed their families well for little money, friends who are just struggling to feed their families, my husband…who has been diligent to remind me that we all have different priorities and that is OK.  God has placed all of us in different situations, and each of our unique situations has SO. MANY. VARIABLES, that it is almost silly for me to list out what each of us spends for our comparison.  (I said almost.)

What I have taken away from this research is that I need to work harder at stretching the money that God entrusts to me, that I need to be realistic about the fact that we have a LOT of company and in heavy company months my normal amount is probably not going to be stretch-able, and that ultimately it is not even MY money, and I am reminded that I need to be careful to be a good steward.  Each family has to decide what is best for them and what they feel like God is calling them to do, and then trust Him and watch His faithful mercies unfold.

So – here are the numbers that I received…I have tried to keep it as anonymous as possible, and I really appreciate everyone’s willingness to share. 

A = Adult(s)
C = Child(ren)
T = Teenager(s)
E2W = every 2 weeks

2A (South) -- $50 E2W food (coupon master + relying on stockpile + saving for adoption)

2A, 4C (South) -- $150 E2W, food + extras (paper products, cleaning supplies, toiletries, diapers for 1)

2A, 3C (South) -- $150 E2W, food + extras

2A, 1C (South) -- $160 E2W, food + extras

2A, 2C (South) -- $250 E2W, mostly food, focus on very healthy/organic

2A, 3T, 2C (South) -- $250 E2W, mostly food

2A, 2C (South) -- $400 E2W food + extras (includes gas, eating out, non-grocery items)

2A, 4C (South) -- $400 E2W food + extras (diapers for 1)

2A (East Coast) -- $150 E2W, food + extras

2A (East Coast) -- $150 E2W, food + extras

2A (East Coast) -- $250 E2W, food + extras

2A, 2C (East Coast) -- $250 E2W, food (local produce, heritage meat, no proc food, no GMOs)

2A, 2C (Midwest) -- $300 E2W, food + extras (diapers for 2, formula = $60/month)

2A, 3C (Midwest) -- $200 E2W, food only (?)

Like I said – there are LOTS of variables that play into these figures – dining out, types of food purchased, location, priorities, company/hospitality/meal ministry, what this figure actually covers, age of children included, etc, etc.  So – don’t go feeling bad about your number and how it compares to everyone else’s…chances are none of us are starving, right?

In my conversations surrounding this topic, a number of tips/hints have come up and I want to list those here…in random order.  I feel like these are well known, but I realize that sometimes we just don’t think about something or are hesitant to try it, so these are things that real people (my friends and me!) are doing 
and they are working.

*plan menus to include an item multiple times (i/e….a recipe calls for ½ container of sour cream…fix another recipe later in the week to use the remaining sour cream.)  Oh...and menu-planning...a MUST.

*swim diapers can be washed/dried….WHO KNEW?!?!

*eat meatless….there are a LOT of ways to get protein other than meat (think beans, cheese, yogurt, etc.)  Even substituting 1-2 meatless dinners a week helps cut costs.  And, when not forgoing meat completely, meat stretches further if used in casseroles, or just fixing less.   So, instead of fixing 1 piece of meat for each person, maybe try 1/3 to ½…or if a recipe calls for 1 pound, try using ½ pound.

*If you live near an Aldi – SHOP THERE. 

*Check local produce stands – often in-season produce is cheapest there….but make sure to ask where it was grown…sometimes they just buy it at a wholesale place and resell.

*Plant a garden and grow your own.

*Eggs are an inexpensive and excellent protein source.  There are SO many ways to enjoy them!

*Shop wholesale (Costco, Sam’s) when cost efficient.  See my other post on that HERE.

*Buy store brands when possible.

*Use coupons if you possibly can!  Sites like Southern Savers and Time 2 Save take a LOT of the work out of it for you.  If you have kids – put them to work cutting!

*Be creative….have a leftover night in which you clean out the fridge/pantry.  We often do this the night or two before shopping so there’s room for the new stuff.  Just because you’ve never ACTUALLY eaten something together, that doesn’t mean that it might not taste good…give it a try….you might discover something amazing!

*Check out discount bread stores in your area….often they are MUCH cheaper and bread freezes well.

*When you find a good sale, or seasonal produce is particularly cheap, buy a LOT and can/freeze.  A chest freezer (even a small one) is a worthwhile investment.  And cans/jars can be stored under beds.

*Research making things from scratch – this will require more time, but as a SAHM, I prefer to be spending that time with my daughter in the kitchen letting her help me than not being with her.  Some things that I’ve stopped buying pre-made (unless a REALLY good sale or REALLY busy week) are: bread, rolls, tortillas, granola, granola bars, sweet breads/muffins, frozen pancakes/waffles, salsa, taco seasoning, wheat thins, popsicles, etc.  Pinterest is an amazing resource for this sort of thing….just go to the search bar and type in: Homemade (insert item here) and you will be amazed at the results. 

Okay…it’s after midnight and I don’t want to be the grouchy mommy tomorrow, so I really need to get to bed.  But, thank you all for your patience and again for your participation.  I hope this is helpful for you – it has been good for me to be reminded of a lot of things and also to know that I am not alone in my quest for stretching my pennies to care for my family.  God is faithful to provide and He always does….He promises daily bread….not necessarily weekly or monthly, and we have to trust Him in that.  I can testify to His amazing provision and “refilled oil jar” type experiences in my own life and I know He will continue to amaze me with His Fatherly love and protection.  Cling to His promises, ladies, and He will bless your efforts.


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1.24.2012

Tuesday Tips: To wholesale or not...


A big thank you to those that responded to my questions in this post about whether or not you think your Costco membership is worth it. I really appreciated your feedback and found it quite helpful. I ended up going to Costco with my husband (who kept my daughter entertained and fed with samples!!) and wrote down just about everything that I thought we might buy there, along with the price of each item. After some food and playtime at Chick-Fil-A, we headed to Aldi where I did the same thing (you'd think I'd have these prices memorized since I go there at least once a week, but they fluctuate and I wanted to be certain). So, for the past week, in all my spare time (which I've actually had more of since I'm still supposed to be resting...ahem), I've been plugging all these numbers into a chart to figure out what was cheapest and where. What a project, let me tell you! I ended up with 4 pages, single spaced, with 1 line for each item. The findings were surprising, because Costco is cheaper on things that I didn't expect them to be and visa versa with Aldi.

One of the main things I have realized is that grocery prices really differ all over the country, so this list is probably not going to be helpful to someone living in a different location. We all have different stores available to us and other variables that cause our prices to fluctuate. So -- my list may not be accurate for your area, just as I discovered that some of the things you all said in your comments were not true for me here. Also, a lot of pricing has to do with what items you are "brand loyal" to -- I am brand loyal on very few items, and our family has been satisfied with the Aldi brand of most things. I realize this is a personal choice for everyone, so again, something that we have to figure out for ourselves and our individual budgets. I will put an asterisk(*) beside the items that I AM brand loyal to. :-)

Some of the big ticket items that are by far cheaper at Costco:

vitamins
ink cartridges*
dog food*

Of course, these items come in a larger quantity, thus making them MORE expensive, but the outcome is actually much cheaper. So...we just have to figure out how to fit a big chunk into the budget and enjoy the wiggle room later...or save up...

Costco sends out store coupons each month that are good for most of the month and you can buy multiple items (there is a limit) with each coupon. These are the ONLY coupons they accept. Just looking at this month's coupons, it seems that there would be significant savings on:

cereal bars
spaghetti sauce
cereal
Craisins
some cleaning supplies

I was surprised at how long the list of items that I regularly purchase that would be cheaper at Costco actually was. My budget is not such that I will be able to purchase all of these at Costco each time we run out, but hopefully I can buy a few things each shopping trip. I make most of our bread (rolls, bagels, french bread included), and I was surprised to find that some of my baking ingredients are about 1/2 the price at Costco!!

ground beef (if not on sale somewhere else)
ground turkey (here's hoping the salmonella outbreak is over...)
fresh spinach
celery
dishwashing detergent* (Finish is the only brand that gets my dishes clean.)
trash bags
raisins
juice
eggs
coffee
butter
cheese
oatmeal
yeast (less than 1/2 of what I've been paying!!!)
vanilla (1/2 of what I've been paying)
cooking spray
lemon juice
honey
bread flour
vinegar
rice
peanut butter
parmesan cheese

Some of the things that I was expecting Costco to be cheaper on and they were not were:

milk (Aldi still wins)
bread/tortillas (brand names compared with Aldi brands)
produce
paper towels and toilet paper (comparing Kirkland brand with Aldi brands)
tea bags (comparing brand names with Aldi brands)
Frozen Chicken Breasts
condiments
(comparing brand names with Aldi brands)
crackers/snacks (comparing brand names with Aldi brands)
diapers (comparing Kirkland brand with Aldi brand)

SO...that is the overview of my (rather extensive) list and discovery. I'm looking forward to shopping at Costco and hopefully splurging to try some of the fun stuff when I'm able to do so. We are also planning to purchase gas there, as they seem to be about $0.05/gal cheaper on a regular basis.

I still plan to coupon on a smaller scale, as I still think I can do better than Costco on some of the cleaning supplies and Health/Beauty products. Many items I get for free or very cheap with coupons, so that will be better than Costco pricing...assuming I can still put in the time required.

For any of you locals, if you want to see the whole list, let me know and I'll e-mail it to you (if you can make sense of my system).

linking up at Women Living Well


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1.14.2012

Crunching Numbers...

This is my current facebook status:

Costco Shoppers: What things do you save the most on by purchasing at Costco vs. another store? Do you feel like your Costco membership saves you money as well as time? I'm in the midst of crunching numbers...Aldi + couponing vs. Costco...

I'm currently working on a price list to compare prices on items I regularly buy... I normally shop at Aldi, filling in at Walmart or Bi-Lo for items that Aldi doesn't carry. When I have time I try to use coupons matched with sales at grocery and drug stores to save on some food items, toiletries, and cleaning supplies. Couponing requires a LOT of time, and I'm wondering about scaling back. So, I'm looking into joining Costco. It seems that with the coupons that they send out (the only ones they accept), they might be cheaper on SOME items... I'm also factoring in the membership fee, and the savings on gas.

I'll report back once I finish this looooong list to see what conclusions I come to... In the meantime, I welcome any feedback regarding warehouse stores vs couponing, etc.
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